Thank you for the support milktea. Though, while the points I made are relevant to me personally, I was attempting to highlight a range of complications which I believe affect most people.
Personally, it has always been my experience that money can be found once we put our minds to it. I am truely sorry for those that were never taught to manage money, but it's just a tool. I don't want to risk creating too much anxiety for some. So I'll leave it there.