Well,
I'm nearing the end of a 20 month process with an intersexed condition. I hope I can share some do's and don'ts.
1. Urologist – get a high quality MRI looking for both ovaries and testicles. It should also be able to see a prostate and/or a uterus as well as other female anatomy. Make sure the person who is reading the MRI knows the testicles are either missing or aren't where they should be.
2. Karyotype – needs at least 30 blood cells, not the standard 3. It needs to be statistically relevant to rule out or rule in chimerism. Even then, getting that one diagnoses is tricky.
3. If you do have female parts, cool. However, that first visit to a gynecologist is really odd when you are missing the vagina so call first with what the problem is and then make the appointment if they feel capable of seeing you.
4. There are 12 +/- intrersexed conditions that can produce the symptoms you describe. Find out which one, exactly and then go accordingly. (Your description is lacking in detail.)
5. Don't settle for the standard DNA analysis if that is needed. Send me a message, I have a list of labs that actually can separate out a mixture of DNA s from a single source.
6. If the doctors put it into the system correctly, there is little or no reason why you're insurance doesn't cover virtually anything you need. I got FFS, SRS (such as it is) and breast augmentation covered (if I need it).
7. There are a number of good hospitals in the US and abroad for intersexed conditions. However, there are far more that are bad. Be careful. Check them out. I can send you some contacts from very good people (mainly Stanford) who will help you find the right doctors or hospital to go to. Send me a message if you would like.
8. If the really suspect chimeraism, go to a dermatologist and have them shine a UV light on you – it's correct about 90% of the time.
It is quite probable that you are more female than male. You are you and you are unique. You are also quite beautiful. Please, keep us updated.