i agree Elis, the change is subtle but evident. I would clock you as male easily. I think sometimes we are hardest on ourselves, in part because the changes are gradual so we don't see the as easily as someone who we do not interact with daily, or an outsider might. I know that I don't hear much of a change in my voice, but when i spoke with a friend that I had not talked to since before I started T, they commented on the difference.
Facial hair, now that for me seems on a fast track. Still not highly evident at a distance but a few days without shaving and I can see a decent amount coming in on the chin and lip. Being 90% grey certainly does not make it stand out lol