Something I know about... though my physique doesn't show it (again!)
HIIT: High Intensity Interval Training, for 20-30 minutes every day, will burn off fat.
It is NOT discriminatory, BUT you can cheat a little.
Do ab exercises.
The do HIIT for a few (10) minutes.
Then back to abs.
then HIIT again.
More information:
www.t-nation.com/diet-fat-loss/spot-reduction-is-real
www.t-nation.com/training/targeted-fat-mobilization
Also google "cryolipolisis"
Method is, fill a bag with ice; place it where you want to lose weight, with it insulated enough you won't get ice burn. Wait 30 minutes.
That's from a tightlacing group; I don't have a link, it was reported in another forum. :-) But I've read of it in other contexts, such as ice baths. And you can somewhat mimic it by taking cold showers...
Additional "cheats" include Niacin (the flush type, not time-release), which will add to your ability to draw down fat from body stores. If you're adventurous, try using it as a paste, especially with something like a Squeem rubber waist cincher. It will cause localized vasodilation, meaning more blood gets to those fat cells.
And herbs and foods help, i've read of garlic as a big deal and there's now a spinach extract which I can't say more than, "I've seen it."
Other stuff is general, such as: Make sure your body pH is alkaline, it tends to help.
Part of the question is, how much do you need to lose? How long have you had the weight? Have you ever lost it before? Are you just looking for a touch-up?
And this is all in addition to proper diet and a decent strength-training regimen. Can't lose lean body mass - that's bad, man or woman. Muscle is higher metabolic activity, right off - and denser than fat, so you can carry more and look good.
BTW, Long Slow distance (endurance Cardio) is what one MTF used to burn off her pre-HRT bodybuilder muscles. jogging is BAD. Long distance running (depending on weight and knee capacity, but generally speaking ) is BAD. Sprints better. Squats better. HIIT. Get out of breath from exertion, you'll burn fat. :-)
I've done it twice myself... this year, we see what we can do while working with estrogen of some sort.... I'm a BIT nervous about startign that before I have the weight back under control!