To the OP, I think looking like how a man is "supposed" to look is not so important especially if everyone around you accepts and treats you in the way you want to be treated. It may matter if one needs to 'pass' to be safe or to hide one's TG status. You may not have come out to everyone, but if they don't matter to you as you said, then their opinion of you shouldn't count.
On the broader question of what exactly is 'full time' / RLE, I am not so sure. Ms Grace has given a good list, but it need not apply uniformly everywhere. e.g. in India where I live, and I think in many other countries around the world, one can only legally change their gender post-SRS. And yet, a 'documented real life experience' of at least 3 months is one of the necessary conditions for starting HRT, though I think it can be replaced with 3 months of monitoring by a therapist. I am not sure how they expect people to go through this 'documented RLE' without allowing any medical or legal changes. It's almost like setting people up for harassment and ridicule, given the situation that prevails here.