I'm sure several trans people have talked about this before... but I'm going to anyways

Since my family could always use extra money (literally we're desperate for cash at this point), I've been thinking more and more about getting a job. I know that some companies will give you a nametag with your preferred name in a heartbeat, and they'll always try and use the correct pronouns. Which is awesome, don't get me wrong! But it's kind of... useless in my situation.
I'm in the closet to everyone, and there's no way that I could pass. Not without a binder, not with feminine facial features and a 100% female birthname.
I do plan on coming out sometime soon (if I can build up the nerve) but at the moment my parents are stressed enough as it is, they don't need the extra weight of their kid being transgender, anxious, and full of dysphoria. So for now they have no idea that I'm trans.
Here's the big problem: I cringe every time a family member refers to me as "she" or uses my birthname. I don't know if I could handle hours of that from complete strangers, multiple times a week. My social dysphoria is one of the most difficult aspects to handle, and I'm not sure that I could stay sane if I had to deal with even more misgendering. But I just... I need a job pretty badly. I don't want to dive into it too much, but my family's financial situation is pretty bad.
So... I don't know if it's better at this point for me to be extremely dysphoric but have money, or broke but have significantly less dysphoria.
I don't even know how much sense I'm making, I'm just rambling at this point. Gahhhh