The thing about jobs is if you ask about talking to hr about certain subjects, then you can get the whole deal of rules, regulations, and safeties, among the state laws. If your job does not have an hr department, then ask to speak directly to your manager about the situation. Unless they are transphobic of course.
Financially, yes even living a non transgendered life can be financially hard. But when there is a well, there is a way. Schools have programs, scholarships, grants, as well as other means for supplement, and if things are crazy due to the medical side, there are payment plans that can and will be able to be done, government assistance, as well as possible state or country assistance just needs a little research to find.
Acceptance, is well, when you can fully accept yourself 100 percent, it doesn't matter what others perception is, as long as you do this for yourself, your natural glow of being you should definitely be enough to persuade others acceptance
Kate ♥