How much roleplaying have you been doing? I'm still trying to sort out what to do for my husband, but I know that I react more to the anatomy I don't have yet than I do to the anatomy attached to me, even if it is ghost.
Neither of us is big on the sensations from that anatomy, pre-HRT. It's not as expected. I end up needing to get rid of it a lot, but the actual process is a bit awkward really, since I have to sort've ignore the actual parts involved. I usually have no help with this, for reasons much like you are lamenting.
I have heard that HRT changes how the pieces react to follow the pattern more appropriate, and it is also commonly said that testosterone often dramatically boosts libido. I know that for me (t-girl), my frustration is in needing to have my husband be more aggressive and such, but he just doesn't have that response yet, and honestly, just not having one's body reacting the way it should is a bit of a mood killer.