I'll give my experience, because I questioned this too.
I'm not on HRT yet, and I'm living as a very androgynous guy. My appearance has changed enough that while I'd never pass as a woman, I have been mistaken for one. I know, that sounds like passing, but it's always from a distance. Otherwise some people I know figured out I was trans just from my appearance.
So, since I know I wouldn't pass without having my facial hair removed and some FFS (I look nice from the neck down lol), I chose to not start HRT until I know I can afford FFS. This way I'm not stuck in some state I won't feel comfortable with.
So, recently a cis woman who I consider my best friend, offered to help me pay for my transition. We are business partners and also play in a band together.
Of course I was over the moon after she said this!
But then, like you, the doubts started appearing; am I doing the right thing? Am I fooling myself? Will I still not pass after spending all that money? Am I too old? (I'll be 60 next month)
I was surprised by these thoughts. This is something I wanted my whole life! And the past 5 years I think about it constantly. All my dysphoria is centered around my face.
Since this wasn't going to happen right now, it gave me time to settle into the realization that this is actually going to happen. I realized it's just fear and apprehension that was causing the doubts.
Now, a few months later, I'm ready! I'd do it tomorrow if I could.
So I think this is normal. You are starting a big journey into unknown territory! Who wouldn't be nervous?
For all you ladies who are full time... I don't know how that feels. I have dreams about it. But I know when the day comes I'll be shaking in my Doc Martins! Lol.
You'll be fine, and congratulations! [emoji4]
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