Let it grow.
When I was ten I used to run away from home when my dad was talking to my mom about a haircut for their "son". After about three times they said ."Screw it." and let me let it grow. when I was 14 then I got it bottle bleached and played in a Hair Metal Band big hair, makeup and all. When I was 12 I pierced my ears with the help of a female cousin. All of that because I was a "girl".

personally now I like a bob that is shoulder length and bangs about eyebrow or lower length but it is still somewhat longer. but to be a woman and all that women have to go through don't forget all the other hair too. You have to shave your legs, underarms and even face and chest if you don't choose to go laser, electrolysis or epilation. Sometimes it hurts.

But that is a fact of life.
Good for you if you are thinking of transitioning. I did a long, long time ago. I actually had to change schools and my name was kind of vague at best about a gender indicator. Actually it was quite confusing.

But I will say two things about hair. Long and bangs. Long hair is what most people indicate and identify on women. The bangs? Wow they can really add a feminine flair and hide male hairline if need be. Then there is they "forehead" thing involved. Psychologically hiding the forehead adds more of a "mystery" involved in the person. There is a plus in the bangs to in that they are totally feminine. So you add the air of ultra femininity and the air of mystery and lets face it most "guys" with long hair don't have bangs. Hell most women don't have bangs now but... You have to ask yourself what is your ideal hairstyle and then trust the stylist. So ask your stylist what your best feminine style would be. If they act shocked then find a new stylist. But never underestimate bangs to be feminine.