Quote from: Veronica A on September 20, 2018, 05:04:31 PM
Holy , my gah.. and no surgeon costs.. hmm this is gonna be tougher than i thought.. i have a budget less than that .. and wow.. just plan wow.. surgical costs certainly have gotten out of control in USA/NA
Oh, this isn't the actual cost anywhere sane. These are the mythical ChargeMaster prices, not the actual agreed insured rates, or what a good FFS surgeon would have already negotiated.
Hospitals have something that they call internally the "Saudi Prince Problem". If an insanely wealthy person were unexpectedly admitted, what rate could be charged to soak as much cash as possible from a patient? Seriously. Hospital administrators live in an interesting world.
The actual rate is negotiated between insurers and the hospital, or the independent FFS surgeons and hospital. This is much lower than the ChargeMaster rate.
Finally, I am already at the Max Out Of Pocket level for my insurance, so I won't be on the hook for copay or deductibles. Everything done is covered by insurance except the blepharoplasty on the left eye. (I wanted them even!). I paid that before I was admitted.
I did have quite a bit of work done but the charges from the better known FFS surgeons for all of this would be around $42,000 to $62,000 without insurance.
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