Quote from: Chelsea on May 12, 2018, 04:17:34 PM
Well I have hit my first bump in the road on the Transition Adventure of mine. My bushiness has not done really well in the last few days. I make parts that are seasonal I guess you could say. I have a very large machine payment that I make parts on and without bushiness I cant pay for the machine. No machine, no money, without money there will never be a Chelsea. I have no insurance and my work is paying for every penny of my transition. I am stressed to the max today.
On top of that my sister told me that mom said that she is worried about me because my face looks different. Now I know that I am going to have to tell her soon. I have never felt stress like this. Sorry everyone I just needed to vent and get all this out. I've sit here all day trying to figure a way out of this mess.
Hugs,
Chelsea
Good morning Chelsea, 13 May 2018
Today being Mother's Day, Happy Mother's Day to your Mom; I wish her all the best, and you and your family as well.
Do not respond to this post with answers to anything I say.I had my orchi last month, it cost $3250.00; I boarded my three Dogs for four days, That cost $550.00. By the time everything orchi / transition related was completed in April, my total out lay was about $4K, give or take $100.00. I put it all on my Credit Card as I went. My payment due is a pittance of the total amount. If I had a temporary cash crunch, I would pay as much as I could and let the remainder ride. Yes, the interest rate is high, but one or two months wouldn't be back breaking unless I had an extremely high interest credit card. Ask yourself if this is a viable option.
Pare down your discretionary spending: dining out at expensive restaurants like Mickey D's, Wendy's, Olive Garden (one of my favorites), etc., race car expenses (temporarily), and anything else you can think of that is unnecessary.
Do you have big ticket items you never use that are saleable. I'm not suggesting you sell things at fire sale prices. You may have something someone you know has been bugging you to sell to them. I've done this before, which worked out well. I gained space (for more stuff), and my friends got what they wanted; we were all happy.
Who do you make your machine payments to, a bank, company you bought it from, Credit Card, etc. Will they accept anything less than the payment amount due this month; talk to them. If it's a Credit Card there is a balance and payment amount due; pay the smaller of the two.
DOT NOT DO anything that endangers your health; eat healthy, not extravagantly.
Are there any outside sources of income available, painting cars, fixing them, second job, etc.
NO ROBBING BANKS, that will get you free room and board in a S****y Gray Bar Hotel, whose residents will make sitting difficult. Part of that is a paraphrase of my "Words of Wisdom" to young folks when I detained them for doing something stupid.
The world will not end, the sun comes up every morning; it's always shining, we just may not see it for the momentary cloud cover. This is a temporary obstacle. You can make it a stumbling block or a stepping stone; it's your call.
The way I read you is that you love your Mom very much, which I'm glad you do. I have a feeling she will surprise you like your brother did; you just have to find the right time. You, your brother and sister should be involved in this; don't do it alone.
The above is not advice, it is stuff to think about. You will come up with the answer. Just don't let the stress overwhelm you.
I've changed my mind about going to the resort toady, it's Mother's Day and the sky is overcast. There won't be many folks there so I'll wait for another day that's sunny. Still have tree work that needs attention.
This may sound selfish: Take care of yourself first, if you don't, you may not be able to take care of those that you love. Stay healthy young lady; you are gorgeous. I enjoyed your photos and adventure out.
Best Always, Love to you, your girlfriend, your Family and especially your Mom,
Christine