Cis woman here but detransitioning. I took testosterone for many years and developed a lot of very thick and dark facial hair that I'm now dysphoric about. So I'm in a similar situation. I get 5 o'clock stubble that peeks through makeup, and even when newly shaved it shows a clear bluish shadow.
It does make me uncomfortable but I'm considering keeping it. I don't need to leave the house every day so I can go several days per week without shaving or wearing any makeup. Also I live alone. When I do go out however I always shave very closely and cover up my beard shadow with makeup.
My reasons for maybe wanting to keep it may not apply to anyone else than me, but still. Because I'm detransitioning I worry that if I'd get it permanently removed I might change my mind someday if I at some point later on would wish to transition again. I don't think I would, but yeah that thought lingers as a "what if".
Another reason is that I like playing with different forms of gender expressions, switching between masc and fem and androgynous looks, so I might actually want to save out a beard again at some point, but wear it as a woman. Like that could be a very striking look, also considering I did get very good and even beard growth so it's not patchy, although I'm aware it will likely thin out a bit once I've stopped taking the testosterone.
Women can like having beards and still be women, or just like having the option to grow a beard. And I think it can definitely look good too. Then whether you're cis or trans doesn't matter. Although it's relatively rare for cis women to have the ability to grow beards, we do exist

Financially though, I'm not sure about this, but wouldn't it actually be more expensive in the long run to shave every day with buying razors and shave creams etc for god knows how many years forward (I hope you live a long and happy life), than paying for hair removal? I don't know about you, but the rate I need to buy more shaving tools is not cheap at all. I probably spend around 20 dollars per week, every week on just shaving tools. However that goes for my entire body and not just my face. My not so typically feminine amount of body hair bothers me much more.
If you should keep it or remove it is up to you, I'm just saying it wouldn't be wrong to keep it. And I thought maybe giving a cis perspective on women with facial hair could be of interest. I'm not entirely sure if I pass as my female birth sex or not now, but I think for the most part I do. Most people in the area where I live know of me as a guy (since before my detransition) which hinders my ability to pass as a girl now regardless of how I look. Also my voice "gives me away", but that's a different topic.