Hi ya,
I will share a little of my experiences with PPO - Dr Bowers was "in plan" for my PPO at work, that part was good, her fee, the labs, the anesthesiologists fee all were taken care of, but where the system failed (I've heard others have this issue), was the negotiations for the ambulatory care (3 days in the hospital). The hospital billed outrageous numbers, only to have PPO reject the claim. Sticking me the patient in between this mess. Long story short it took months to get my PPO to negotiate with the hospital and finally come to a "reasonable" payment of less than half the original billed amount. Just a heads up, even if you get the Dr's to accept your insurance, the hospital billing can be "gotcha" waiting to happen.
Hope you find the care you need at a reasonable price....
Take care
C -