Welcome to Susans.
You will undoubtedly find many people here who can help you and offer you some support. I know there are others from middle eastern countries who also come here so you are certainly not alone.
To answer your questions on hormones and SRS
1. No 22 is NOT too late. I started at about that age myself. Many many people here started a long time after that.
2. NO SRS does NOT normally remove sexual activity and orgasm. Very occasionally it has happened either because of incompetence on the part of the surgeon or bad luck on the part of the patient but such instances are very rare indeed. To claim that it is in any way the normal result is an outright LIE! Orgasm, and sexual experiences are different afterwards, for very obvious reasons, but if the surgery is the right choice for you then the end result is if anything a better experience than before.
3. Hormones do nothing to alter bone structure, however muscle mass does diminish considerably unless you take positive steps to maintain it.
I hope that these answers may be of some help, however please do be aware that it is not permitted here to post any details about hormone dosages, as the general advice is that such things should always been done with medical supervision. I think I can, without violating any rules, make you aware that such information is published on various other medical and trans websites. If, by reason of your delicate legal situation, you do get forced to "go it alone" I would STRONGLY advise you to make absolutely sure that you do thorough research and cross check your information with several sources beforehand, as taking HRT without proper knowledge can be extremely dangerous.
Ideally though you should try to find a way to get some medical help. Failing any other option, the best place to obtain such treatment within the middle east would be to consider moving to Iran, where such treatment is permitted and where there are many experienced doctors that can help you and avoid any of the very real dangers otherwise involved.