Well my chest is more annoying on a daily basis, along with my annoyingly feminine hips and bum the size of a bus! It's fine when I am relaxing in trackies and t-shirt, but I just can't find formal trousers that hide my curves, and, well, we all know how uncomfortable binding is. (Although, tip for other guys with big hips - Adidas techfit boxers. They're compression pants for sportsmen and do a fab job of making my bum stick out behind me, like a guy's, rather than out to the side like a girl's - and they squish my love handles!)
Anyway, to answer the question, despite the annoyances of binding, I hate downstairs more. At least I can imagine what my chest will one day look like, and console myself with the fact that I have seen men on the beach with bigger moobs than me! I don't know what downstairs will eventually look like, but for now I just find it really gross, and it frustrates and saddens me that I have to resort to a strap-on in order to have sex with my boyfriend, and I don't like letting him touch me. I just want to be able to unzip my jeans and get going without faffing about with rubber willies! 😉