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Tired of using cash to buy things, pre-name change? Get a legit CC.

Started by Autumn, September 15, 2010, 11:18:40 PM

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Autumn

Assuming you won't cause your wife/husband/parents to freak out if they see another name on your credit card statement,

I bank with Bank of America and have a Visa through them as well. I asked last year if it were possible to do this, and people weren't sure. Well, I checked my bank's website, and the option to add an authorized user through an online form has been restored.

My plan was to knock out orchiectomy and legal name change at the same time, but I've been fighting with the whole standards of care thing and have been delayed considerably (and funding has been hit or miss.) Anyway,

No birthday/social/etc required, just the name as you want it on the card, and "relation: other" checked. Got the card in the mail today. Called in to activate it; when the nice lady on the phone asked if I was the card holder or the other authorized user calling in on behalf of them I said "I'm both, I'm having a sex change and it's not safe for me to use a man's credit card."

And they were totally okay with that.

A signed visa cannot be rejected, and you may not ask for identification except when buying alcohol. I wasn't going to throw a bitchfit when it was a man's card held by a woman, but now that it has a woman's name on it, and tomorrow I will go down to my bank to have them add my (updated) photograph to the card, I will absolutely rip the face off of any clerk or manager that demands my ID.

:angel:


Of course I'm going to keep the male named card with me at all times (also with my photo ID on it), but hopefully I won't need to use it.
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Ayaname

That's great! I wonder if my bank will do that. I hate using my male card sooo much.  >:(
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Janet_Girl

That was exactly how I did mine when I was changing everything over.  Good job, Autumn.  :D
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Cindy

Never even thought of that ::)

Guess what I'm going to do tomorrow, No not that, the credit card thingy ::)

Cindy
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K8

That's what I did, even pre-name change (which required some explaining if they asked to see my drivers license or other ID :)).

I ran into a little problem, though, once I was complete.  I wanted to drop *him* from the account, but he was the primary cardholder and she (me :)) was the secondary.  I don't remember how we resolved it, but it took a long talk with a customer service rep and now he is no longer on the account.

- Kate
Life is a pilgrimage.
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GinaDouglas

Oy vay.  Nobody thought to just ask for a card that only has your initial?  And your first initial and last name is a legal signature too.
It's easier to change your sex and gender in Iran, than it is in the United States.  Way easier.

Please read my novel, Dragonfly and the Pack of Three, available on Amazon - and encourage your local library to buy it too! We need realistic portrayals of trans people in literature, for all our sakes
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