1) Is it advisable to start HRT soon due to my age? (i'm 26.5)If you're over 18, the answer is pretty much always "yes." (If you're under, it's still yes, with lots more caveats and legal, medical, and psychological complications.)
Also consider starting laser/electrolysis at the same time. The sooner your facial hair is gone, the better.
2) How do I deal with the fertility issue? (I would like to have kids, but I know HRT makes you sterile)Sperm bank -- but understand that it's not a guarantee, and maybe you just have to learn to accept that, like many other women, you can't have children of your own.
3) How would I approach the issue of HRT with my employer?Why on earth would you want to discuss your medical care with your employer, unless it directly affects your work? If you mean coming out in general, that's a whole different topic -- and an extremely important one. But there's no need to come out just yet.
4) Can I take HRT for say 1 year without them noticing and still present as male at work?Yes. Okay, maybe if you're a porn star or a Calvin Klein underwear model or something, people might notice. But unless you need to take your shirt off for your job, it's really quite unlikely anyone will notice -- if you don't want them to. You can (or should) even start laser/electrolysis, though the changes associated with that are more obvious. You'll be surprised how much of what people see they unconsciously ignore.
I agree with pretty much all of
Andrea James' opinions about HRT (and just about everything else about transition) to be spot-on. In particular, this:
QuoteYou can hide the effects of hormones from others for as long as you want in virtually every case. Those who say they can't seem to want people to notice.
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However, don't underestimate that caveat: "wanting people to notice" can be a much more powerful desire than you would imagine. Once I started my transition, I found it really, REALLY hard to deal with being in the closet in certain areas of my life. I quickly became far less worried about people noticing than about figuring out how to go full time as soon as possible.