the thing is that i don't need my mother's insurance for T. i've been going to a wonderful sliding-scale clinic and i can easily afford my doctor visits, and they send me to a lab that does my bloodwork for free. since the actual T only needs to be purchased every so often, that isn't too bad, either. i'm just worried about some unexpected medical emergency coming up - those can happen, and you want to have insurance when they do.
i'm out on my own (and in a different state) and she only gives me a little money every now and then. she's a control person, though, and this is what she can do to still try and control me.
i think i can bring up the issue about name/pronouns, though. it won't go over well, but it has to go over better than the T-talk.