Hi Sad Girl.
You seem to have two problems here, if I may?.
Firstly, funding. It's a big bill and few of us have th immediate resources to pay that much. But there really is only one route. Cut all non necessary expenditure and save. I so wish there were an easier answer. There isn't. Save every penny. Never spend when you don't absolutely have to. Buy cheap, (but make sure the quality is sufficient), as often as possible.
Save save, save. That is all there is to it. OK, so, you recon, it will take 50 years at your current rate. But experience demonstrates that it won't. Bits will come along. Things will happen. Income will improve for a while. All the time, that saving will pile up.
The next is your lonliness. It really sucks. You want fmale sex but you can't. You don't have the equipment yet. You will just need to find other ways to find friends and partners. Find other ways to make them happy. Find other outlets. But most importantly, treat each relationship as casual.
If the right person comes along, they will anyway. But in the mean time, you have other priorities, saveing.
One thing I do know is relationships cost.
Addition.
Just read Virginia's post and she made a point that I should have because it is most important.
Never, never give up. Never lose faith in yourself or who you are and never give up.
Thank you Virginia.