Hi Christy
I'm not planning on going full time until the autumn, so I can get the majority of my facial hair sorted, and hopefully my hair will have grown a bit by then, although given that it is curly, it tends to grow outwards before it grows downwards! Hopefully I will be on HRT by the beginning of summer... I think the wig is inevitable, at least in the short term.
I am planning (and saving) for FFS as well, with a hairline recontouring and some grafts to level it off a bit too. I'm 36 and whilst my hair isnt thinning, it has gone back a little at the temples, and I have always had a forehead you could land a helicopter on... :-(