When undressed, I see a hybrid - too male to be a woman's body, too female to be a man's, with a horrible tumor of the crotch. Essentially, an androgyne who wants to be a woman.
When dressed, I sometimes see a guy, and sometimes a gal. The guy looks repulsive, and the gal is actually kinda cute.
As a teen, I used to think that my body looked like a girl's body with male genitals grafted on, and used to think it was a shame this body was wasted on a guy. Now, I just hope HRT will widen my hips so I end up looking proportional.