I have one, but it very rarely even gets to ride in the car. I generally just put stuff in my pockets. I do have a small makeup bag that finds its way into a pocket of whatever bag I'm carrying (Laptop bag, golf bag, glovebox of the car).
I have used fanny packs, but hadn't thought about just carrying them...hmmm...great idea Zythyra

Messenger bags are great, especially for the younger folk...just remember, to look best, it needs to look well worn. So, take that new bag you bought after reading this thread and beat it up real good...ahhh...that's better.
And I never thought I would hear the words Ricki and utilitarian in the same sentence. Always thought you had more flair, lady.
........Laurie