I don't know that there's a single answer to the question. People have come up with the money in all sorts of ways (both legal and otherwise). Each person's situation is different, so really the only thing I can agree on is yes if that's what it took to get the money. But even that's qualified and unique to the individual. If you got a loan for less then the full amount, what is your threshold? How much money would you borrow? Where do you draw the line between borrowing and waiting? Do you borrow the money from a bank, on what terms? Do you borrow from family, also on what terms? Do you borrow by refinancing, knowing if you default you could lose your house, etc? Do you borrow from retirement, knowing it might make the difference between retiring and not?
