has anyone used CIGNA insurance to cover top surgery?

[Elijah3291]

http://cigna.com/customer_care/healthcare_professional/coverage_positions/medical/mm_0266_coveragepositioncriteria_gender_reassignment_surgery.pdf

Tell me what you think of this. 

[Brendon]

If you have Cigna, make sure that your policy actually includes this. I got really excited about this until I read the whole thing, "a customer's benefit plan document may contain a specific exclusion related to a topic addressed in a Coverage Policy. In the event of a conflict, a customer's benefit plan document always supercedes the information in the Coverage Policies." If your plan has the exclusions, like mine does, it won't cover anything.

That being said, I hope your insurance does cover it, and I wish you the best of luck.

[Melody Maia]

I know this is MTF related, but I have a good friend at Disney who had her SRS covered by CIGNA. Of course, Disney's coverage specifically includes transgender care. Whether it does for you would depend on your specific CIGNA policy.