Susan's Place Logo

News:

Based on internal web log processing I show 3,417,511 Users made 5,324,115 Visits Accounting for 199,729,420 pageviews and 8.954.49 TB of data transfer for 2017, all on a little over $2,000 per month.

Help support this website by Donating or Subscribing! (Updated)

Main Menu

Today I changed the names on my credit cards

Started by Ms Bev, June 04, 2007, 10:28:32 PM

Previous topic - Next topic

0 Members and 1 Guest are viewing this topic.

Ms Bev


I've been going nuts trying to get a couple new credit cards with the name Beverly _ _ _ _ _ _ on them.
Then, today, it struck me:  Just call the credit card companies you already have established cards with, and tell them you want to change the name on them.....Duh!
It was so easy, just chatted with a customer service rep, told her I opened the card under my actual name, but use a different name so much, and am recognized by that name, I want to change it on the card.  "Yes sir, what name would you like to appear on the card?....."
Voila!  new cards on old accounts will arrive in a week or two, under Beverly  _ _ _ _ _ _,
It was too easy, girls.  Just a five minute phone call. I'm not changing all of them  just yet.  Before I change the others, I want a new drivers license with the name change and gender marker changed.

Bev
1.) If you're skating on thin ice, you might as well dance. 
Bev
2.) The more I talk to my married friends, the more I
     appreciate  having a wife.
Marcy
  •  

Melissa

Hmm, interesting.  I tried changing my name on my bank debit card before getting it legally changed and they needed that legally changed first.  Then after I got it changed, I went to change it on another card I had and they *required* me to fax a copy of my legal name change first.  Unfortunately they biffed it up and did not change my middle name and I later got that rectified.  However, they reported it on my credit that way and it made it so some of my credit card have the wrong name on them electronically (different from what printed on them, which is correct).  I still need to change that.  I wonder if I can exploit that with regards to previous names. >:D

Anyways, good job Bev.
  •  

Sarah Louise

I added my name (Sarah) as a user of the credit cards around 10 years ago with no questions from the credit companies.  I did the same thing at the bank making writing checks much easier.  Admittedly I just added my name to already existing accounts, that is probably why there was no problem.

Sarah L.
Nameless here for evermore!;  Merely this, and nothing more;
Tis the wind and nothing more!;  Quoth the Raven, "Nevermore!!"
  •  

ssindysmith

  •  

stephanology

I applied for a credit card a few years ago and at the bottom of the form, it asked if I wanted a second card for a family member...

Bing Bang Boom, Stephanie had a credit card all to herself, and her credit is so good, I get new offers in the mail every few days now!  The credit card companies don't seem to care if she has a birth certificate or legal status, the fact is I now have a credit history in this name.

I don't know how this will affect my eventual "Identity change", I mostly just wanted a credit card I could shop with without hassle, but as far as many companies are concerned, My femme self is just as real as my old self.

...which is cool.
  •  

Ms Bev

Quote from: stephanology on June 07, 2007, 01:24:10 AM
......The credit card companies don't seem to care if she has a birth certificate or legal status, the fact is I now have a credit history in this name.
..... My femme self is just as real as my old self.
...which is cool.



Yes, it's very cool, huh?   
What you have, is a common law name change.  As long as we don't do this for the purpose of defrauding, it's legal, and you are responsible for all laws under either name, as the same person.  Sort of a legal a.k.a.


Cool!

Bev
1.) If you're skating on thin ice, you might as well dance. 
Bev
2.) The more I talk to my married friends, the more I
     appreciate  having a wife.
Marcy
  •  

Laura Elizabeth Jones

  •  

Lisbeth

"Anyone who attempts to play the 'real transsexual' card should be summarily dismissed, as they are merely engaging in name calling rather than serious debate."
--Julia Serano

http://juliaserano.blogspot.com/2011/09/transsexual-versus-transgender.html
  •  

Ms Bev

Cash is always good, and I use most of what I earn  :o
However, in a restuarant, or other passing-successfully situation, nothing says I'm Beverly Michelle like a credit card in that name.
1.) If you're skating on thin ice, you might as well dance. 
Bev
2.) The more I talk to my married friends, the more I
     appreciate  having a wife.
Marcy
  •  

Jay



  •  

mallard500

Quote from: Bev on June 07, 2007, 07:50:39 PM
Cash is always good, and I use most of what I earn  :o
However, in a restuarant, or other passing-successfully situation, nothing says I'm Beverly Michelle like a credit card in that name.

SO true Bev!!!  And sometimes, it might even be more than a point of convenience...!  I've changed several of my credit cards to simply carrying my first name as the initial S - which is the same as my birth name.  Because they're the same, the credit card companies/banks don't have a problem with it.

I frequent a small neighborhood bar that could most generously be described as 'biker trash'.  As that reflects my own background and roots, I'm totally comfortable there. I used to go there several years ago for cheap but good dinner with my wife, and we always did just fine.

However, given my more 'masculenized' appearance now, and going there by myself for an after work drink or game, I feel much better knowing that when I give the bartender my credit card, all they see is S. XXXXXX, rather than an obvious woman's name.

I'm not quite yet in the position where I can change my name legally yet, but by simply having my credit cards changed to a first initial, it solves many issues, or at least leaves them safely ambiguous.

It's an easy change to make, without needing a SSN or SIN, (don't know what the UK equivalent is, sorry...), and doesn't require the legal name change, if you haven't done that yet.  If the company should ask why, if a female name, just say it's for personal protection.  If a male name, you can always claim protection against identidy theft.  Either way, you can always politely but firmly inform them that the reason is personal.  Most cc companies will send you a letter to return to request the change, but that's no biggie - just a security measure.

And yes, I could just pay cash,  ;)   but as I live by my darn plastic everywhere else, why should I have to 'closet' myself with them, OR have them "out" me when I don't want it?

Scott
Mallard500
  •  

robinhayes

Quote from: Tink on June 05, 2007, 11:20:07 PM
In the past, some of us had to call the credit card companies and request an additional credit card for "our sister" (or wife)  ;)  Of course that can't be done now, for they require a social security number for every person who shares your account.

I don't think this is true -- at least not in my experience.  After my first conference (which was also my first time out of the house), I called up each of Discover, American Express, and Visa (through Citibank), and they each were happy to send me an "authorized user" card with just a name.  In fact, I think Discover lets you do it on the website, if you don't want to talk to people.

This doesn't help build credit history under a new name (which might be important for transition, though I think you'd keep the same history since that is linked by SSN).

I wind up getting TONS of comments on my ladybug Discover card, whether I'm in a gender-friendly place, or just a regular store.http://www.discovercard.com/apply/platinumdesign/graphics/graphics2.shtml

Regards!
Robin
  •  

mmelny

My apologies for revamping a dead thread, but I was going to do a new post, but thought I'd just *bump* this one up.   If I should have just started a new thread, please let me know.

This is such a handy thing that I had never thought about in the interim before my "legal" name change.  Getting a credit card in my someday soon legal name was as easy as filling out an online form with my current bank.  Card will be here in 7 days, and then no more handing over a card with my yucky "boi" name. 

A great tip, I wanted to throw it back out there if anyone else hadn't thought about doing this!

*huggs*,
Melan
  •  

Stephanie

I have a pre-paid CC card in my male name and I applied for an additional card in my female name.  I had no trouble at all.
 

  •