A therapist is supposed to guide you into making your own self discoveries. But what you do is completely up to you. They can suggest things and prod you along but they shouldn't tell you pointblank anything. I know this because I ask both all the time if I am crazy and all I get from them is " I don't think so". A psychologist has a degree in psychology. A psychiatrist is a medical doctor and and can presribe medication. Psychiatrists go through the same process as any medical doctor. They go to med school, do a residency, most if not all have worked in the field of nuerology or at least mine has, and so on. A psychologist is strictly mind and a psychiatrist is mind and brain. Either or will leave all decisions up to you and like Beth said, give you their opinion.
I'm with you Joanna, I know exactly how you feel when it comes to therapist.