Hi guys, I'm kinda broke at the moment and I'm not sure which surgeries I will end up getting anyway, but I figured it's never too early to start looking for ways to pay for potential surgeries. I heard that some universities cover FFS and other surgeries through a student and/or faculty plan, depending on the school. Are there other ways to have surgeries paid for? I don't mind paying myself but I can't find any kind of decent paying work right now. I only make about $50/week. I have good credentials to work at an aerospace company like Boeing but it's rare to find any opening. Are there any loans, or other ways to have your surgeries paid for? Thanks!

If I'm correct, ffs would be deemed to be entirely cosmetic by nature.  Insurance plans don't cover anything that is done for the sole purpose of cosmetic reasons.  SRS, however, is covered by some insurance policies providing you meet the standards they set.  I could be wrong about FFS, but I wouldn't get your hopes on finding coverage for that. 

While you can take out a loan, you will need to be approved.  Based on your current income, it will be a little hard for a bank to loan you the money needed.  They generally want some kind of proof that you can pay them back.    If you have good credentials, I would suggest you first focus on finding something that will enable you to save up.  Then you can have a little money saved up and could possibly qualify for a loan.   

Oh you're probably right about FFS. Thanks for the input!

Quote from: learningtolive on December 09, 2013, 06:56:53 PM
If I'm correct, ffs would be deemed to be entirely cosmetic by nature.  Insurance plans don't cover anything that is done for the sole purpose of cosmetic reasons.  SRS, however, is covered by some insurance policies providing you meet the standards they set.  I could be wrong about FFS, but I wouldn't get your hopes on finding coverage for that.

I believe you are correct, and I think it's stupid. For many people FFS is more important than SRS, since everyone sees your face, but not your private parts.

In our case, FFS is more reconstructive surgery than purely cosmetic.