Well hit me up Emo I'm here for ya. I will PM you my facebook info and you can talk WHENEVER you like. Seriously I have been exactly where you are except you have the brains to try to deal with it now. Ohhh how I wish I started when I was 21, then I'd be so much further in and then I might consider myself a bit smarter too.
Yes, what you are considering is the toughest part of transition...the beginning...but I find the further from that day I get, the more I feel like regular Amelia. Even in my memories I must constantly That is a strange experience! Today I am just me, and there are life's ups-and-downs, but they are like ripples compared to the wave we overcome by transitioning. You will be stronger for it.
My sister gave me the best advice ever when I came out to her, (you hear it there and here): "OWN IT! OWN being trans!". When someone stands up and owns who they are, then no-one can deny them because it comes from within.