Mostly I just second that bras are weird.

Those online measuring guides are just a starting point, and you won't know what size you really are until you try bras on or (even better!) get professionally fitted. I know I've tried those guides and come out anywhere from 36A to 44DD, which is a heck of a range. (Professional fitting put me at 38DD, my favorite perfectly-fitting bras are 42DDD, your guess is as good as mine which is my "real" size. I suspect they're about the *same* size, and expensive brands just run smaller, but anyway...)
Also the broader your chest is, the smaller breasts will look; it's a proportion thing. Cis women with really tiny ribcages can look HUGE at a B cup, whereas someone with a bigger rib cage will look smaller than that at a D cup.
Your rib cage is not all that big around, mind you, but even a small difference can cause this sort of effect; I'm about an inch to an inch and a half broader across the chest than my wife, but she definitely looked bigger at a DD cup than I do.
(Also there's no such size as 37 - bras only come in even band size numbers - so you'd probably be a 38.)