I also worry about this. I realize that I am considered morbidly obese, and that that in itself is a health problem, but aside from my weight I am perfectly healthy. Low bp, no diabetes, good cholesterol. I am concerned because it is hard to find a doctor willing to do hrt in my area any way, and I worry that even though I run 5ks and am otherwise healthy they will deny me due to my weight. It is aggravating. As previously stated I am physically active, and though I could eat better, I just don't lose weight. No thyroid issues, although I do have a hormone imbalance