It seems that the first two steps for you then are to find a proper psych resource (preferably one aligned with your local LGBT center) and begin therapy. If you and your psych reach the conclusion together (as it sounds may be the case) that you would be better off with HRT, they can give you a recommendation to an endocrinologist who can prescribe and monitor your use. That is all on the medical side though.
On the non-medical side, start experimenting with your presentation. What kind of woman do you want to be? What does she look like? Does she wear a lot of makeup or very little? How does she dress?
Also (and very importantly) figure out who your local support group is going to be, and which people in your life you feel you can share this with before you decide to go FT. Have them help you decide how to present if you can, because we can't see ourselves the way others do. We will always see "man man man" plastered all over our faces, and as a result we will use makeup above and beyond what we need, or choose wigs and clothing styles which make us stick out like a sore thumb. If you are going FT you will likely want to find a way to present like a normal girl, rather than Madonna or Lady Gaga, and that will be difficult to do without trusted critics.
Let us know if you have questions.
I only have one, about how old are you (I don't need your birthday or anything), if you are on the younger side it may make the most sense to first get onto hormone blockers to delay puberty.
Before I forget, if you haven't got great income, you should still have access to health insurance through medicare/medicaid or through the affordable care act. Definitely square that away first.
