If you are trying to figure out yourself, it is based on how you feel.
If you just like to dress up as a different gender expression, then maybe you would identify with the word crossdresser or ->-bleeped-<-.
But if you feel like you really are part of that gender, and want to be that gender and be known as that gender, then transgender or transsexual could be a good word for it.
If you are trying to tell whether other people are transgender or transsexual, think about this: why does it matter to you? It should not matter if someone else is transgender - they deserve equal treatment, the same respect, and same consideration as a person who is cisgender.
Nobody here is going to call you a "fake" transgender, or gossip about other people's genders (okay maybe a little bit of celebrity gossip, but not unkindness or hatefulness).