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Auto insurance

Started by iKate, June 14, 2015, 08:37:03 AM

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iKate

So I changed my gender in my auto insurance to female since I have a new driver license. It was easy, just do it in the online portal. I have a new DL number too (just one digit changed, 0 to 5 in the last 5 digits).

Premium goes up 8 bucks for the remainder of the term (2 months).

What the heck???

I thought that women paid less? That's not why I'm doing this btw. But I just found it odd.
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Starfire

Interesting... I always thought women paid less too.  Who do you have auto insurance through?

I'm curious now what will happen when I switch mine, hopefully in the next month or so.
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iKate

Quote from: Starfire on June 14, 2015, 08:41:20 AM
Interesting... I always thought women paid less too.  Who do you have auto insurance through?

I'm curious now what will happen when I switch mine, hopefully in the next month or so.

Progressive. Been with them since 2006.
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DrummerGirl

Interesting, mine went down around $15.  I'm with State Farm, but I imagine your age and location may have something to do with it as well.



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Sydney_NYC

Quote from: iKate on June 14, 2015, 08:37:03 AM
So I changed my gender in my auto insurance to female since I have a new driver license. It was easy, just do it in the online portal. I have a new DL number too (just one digit changed, 0 to 5 in the last 5 digits).

Premium goes up 8 bucks for the remainder of the term (2 months).

What the heck???

I thought that women paid less? That's not why I'm doing this btw. But I just found it odd.

That is weird. Mine went down $15 (through GEICO) when I changed mine and we are in the same state.
Sydney





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DrummerGirl

I had another thought...I'm single so my relationship status did not change, while you are probably now considered to be in a same-sex marriage.  I wonder if that incurs some sort of premium?



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iKate


Quote from: Sydney_NYC on June 14, 2015, 09:52:19 AM
That is weird. Mine went down $15 (through GEICO) when I changed mine and we are in the same state.

I dropped GEICO. They are overpriced.

I can get insurance from USAA so I may end up switching.
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iKate


Quote from: DrummerGirl on June 14, 2015, 10:03:03 AM
I had another thought...I'm single so my relationship status did not change, while you are probably now considered to be in a same-sex marriage.  I wonder if that incurs some sort of premium?

Quite possibly. I hadn't considered that.
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iKate

Oh the other thing is my wife made a big at fault accident the other day on the newer car and it resulted in a $6100 comprehensive claim. So they may be factoring in that.
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allisonsteph

I had Progressive when my gender marker changed in February 2014 and my premium went up around $18. I don't own a car anymore so I don't have a current policy to compare it to.
In Ardua Tendit (She attempts difficult things)
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Eva Marie

I don't believe my insurance costs have changed any even though I went through a divorce and transitioned. I have had state farm ever since I was 16 and they have been very good to me so i'm sticking with them.

I would have thought that my divorce might have changed my rates. My ex was calamity Jane behind the wheel - she had a number of accidents over the 27 years we were together including recently totaling out my daughters jeep as well as always getting lots of tickets whereas I have had no wrecks and my last ticket happened back when I was 17 (i'm 52 now).

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LordKAT

I have progressive and my costs dropped. Now I am curious as to the reasoning.
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