Before you guys are like "How can you afford that??" I get free housing, free education, free medical, free food by my job pretty much... at least for the next 1.5 yrs. 

Today, I have a bit over 10k in the bank, and so I set up an investment savings account (put in 7k), and it will put $1200 a month into it. I then made a 2k agressive stock profile, that will drop $150 a month into it. I figure the investment plan will be my "risk-free saving" account, while my second one will be my "lose it, could live without" plan.  Why aggressive? I'm looking to spend this money in 5 years, when I invest in all my surgeries. I have the summer of 2020, as being the time I should go full-time. 

Then I have have about *minimum $500* going into my Roth plan (more, but not less than 500; I change this to fit my budget), for when I reach an elderly age. 

Also, planning on pulling out "low-interest" student loan next year to survive on.

Starting next month, I will make about 27k a year, so I feel like I could afford this financial plan. I will adjust my Roth plan as I see fit. The total of my investment plans will cost me 23.5k a year.

What are your opinions on my plans???

----------
all things being said, everything is flexible, if I don't have *enough* money, I will continue on. I rather have my bank account at near empty, so it doesn't tempt me to waste it. I am trying to get to my goal.

If you have the mental fortitude to go to an extreme bare-bone level then I'd say you'll be very happy with your investments after 5 years given the market doesn't take too much of a turn.

I know what you mean when you say you'd rather have your checking pretty low; seems like I throw money around needlessly if I know I need x and I have z which is $300+ over what I need.  Goes incredibly quickly.  If I take that $300 and immediately throw it into savings I pinch like crazy and I'm still just as happy.

So whatever works, do it!

Well i certainly wouldn't say stocks are risk free savings.    LOL

Have you considered what you would do if the stock market goes down for the next 5 years?  That would stuff up your saving plan.

Perhaps investing in a professionally managed fund by the likes of Vanguard or fidelity?  Is their full time job managing portfolios and could be better option if you dont have time to research individual companies.

How are you allocating your money?  How many stocks are you investing in?  you don't want to keep too many eggs in one basket etc...not sure if it is a good idea to allocate all your money in stocks.

If you want exposure to the stock market buying index linked ETFs could be a good thing to limit any stock specific risks and reduce overall transaction costs.

Maybe consider getting exposure to bonds they could give you a decent return if you hold to the maturity of the bond.

How much is this surgery is it over 80 k?