Jayne,
I'm totally in the same boat, as I've said before. I've always liked women's panties, and worn them, and shaved my body, and a million other feminine things, but I refused to accept that I was trans. I denied and denied it, even when my wife would accuse me of wanting to be a woman. I'd deny it to her, and to myself.
We've been married about 19 years, have 3 amazing children, and this year, as I turned 41, I've felt this stress, like time is slipping away fast. She kept pointing out how unhappy I seem, and as I thought about it, while I love my life, I don't love myself. I don't like this masculine me. So I finally accepted being trans.
The problem is, now, do I transition, or not? If I do, I know I'll lose her, and maybe the kids. I'm currently in the weighing costs vs. benefits phase. Plus I have my responsibilities to the family I can't just shirk...
So I do things that make me feel better, more feminine. Been wearing feminine bracelets, bras, and breast forms, and growing my nails. But then, sometimes I look at myself, and I see this 41 yr old bald guy with boobs and I feel stupid. I get disgusted with myself, and feel like, who am I fooling? Me or the world?
Then I tend to get down on myself, and try to convince myself I can just get "over" being trans, although I've not been able to for 41 years. So, know you're not alone in this. It's a horrible cycle to get stuck in.