Quote from: EmilyRyan on February 04, 2016, 06:25:30 PM
I would absolutely love to do that but the problem is the only plans that were available at my level either had premiums through the roof or deductibles through the roof no in-between and Tennessee refuses to expand Medicaid and I made way too little for any subsidies that I could get.   

I used to be the one that kept telling people to just go get Obama Care and I also thought people were full of it that kept telling me they still couldn't afford it, until I looked at my then girlfriend's finances compared to all the plans. She literally could not pay any of the premiums with the amount of extra money she had at the end of each month. She was working herself into the ground with skilled labor and couldn't get insurance. Her income was too high for assistance and too low to pay the bills. I wondered how she was even able to pay for what she had. The only thing Obama Care seems to have done is to make people have to pay a fine for being poor.

Quote from: Emileeeee on February 04, 2016, 07:21:01 PM
I used to be the one that kept telling people to just go get Obama Care and I also thought people were full of it that kept telling me they still couldn't afford it, until I looked at my then girlfriend's finances compared to all the plans. She literally could not pay any of the premiums with the amount of extra money she had at the end of each month. She was working herself into the ground with skilled labor and couldn't get insurance. Her income was too high for assistance and too low to pay the bills. I wondered how she was even able to pay for what she had. The only thing Obama Care seems to have done is to make people have to pay a fine for being poor.

It also shifted the haves and have not. People who are really poor gain insurance and people who could just afford insurance lost it. The remainder of us saw our insurance go up over 50% in about 4 years to pay for those policies offered to the very poor. Insurance has become much more expensive and you pay more for conforming to the law.

It's a good thing community health clinics exist now I only hope I can qualify for the fine exemption when that time comes.   

Quote from: EmilyRyan on February 04, 2016, 06:25:30 PM
I would absolutely love to do that but the problem is the only plans that were available at my level either had premiums through the roof or deductibles through the roof no in-between and Tennessee refuses to expand Medicaid and I made way too little for any subsidies that I could get.

In the same boat in Georgia. The cheapest non catastrophe plan was something like $475 a month and the cheapest catastrophe plan was $240 which I currently have enrolled in, and guess I'll be paying for with my tax return. Georgia refuses to expand the medicaid program to those below the poverty line whom do not qualify for tax credits.  It is set up to fail, and while everyone wants to blame Obama for making first efforts to expand health care, no one seems to place any blame on the incumbent Governor. It's horrible and wish nothing more than to move to a more liberal area where the bulk of my transition concerns would disappear, and the majority of my views would be accepted.

I'm also guessing on a scale of Catastrophe to Platinum, you would at least have to purchase a Gold plan in the marketplace to include transition cost. At least beyond HRT, but most likely even including HRT

Can someone possibly link a plan that covers cost of transitioning?

My Blue Cross policy cost $670 a month with a $3,500 deductible. It has to do with age as I am near retirement and a young family could insure for what I pay. This is pure gravy for the insurance companies because I have yet to reach the deductible or even come close.

I wish. I pay slightly less that that at $500/month for my company policy and it has a $7500 deductible. I've never hit the deductible either.

I sooo wish they would just repeal the individual mandate I don't understand why something like that would be forced upon when it's completely affordable seriously do they expect me to have 10 grand just laying around to cover such ridiculous deductibles I mean I'll be lucky if I ever have a 1000 laying around for expenses.       

I qualified for Obama Care in Florida. I pay $183.33 a month and my deductible is $6,800. Ill never reach my deductible but my co payments are $25/$25. My t is $60 every 5 months. My Enid bills me $125 every year when I see him for yearly check ups. I have other health concerns so I need to have insurance anyways. My endo for hrt us located in a hospital so if course the bill is more expensive. I have an endo for my thyroid bills me $35 after paying my $25 copay. I played for top surgery put of my own pocket. I worked 3 jobs to be able to afford it. I had enough after a year. I don't care if I reach my deductible because I'm pretty healthy. I do have a thyroid condition but for now it's dormant.

I used my parents insurance for bloodwork. I also used it to see drs but I did not use it for hormones. I paid for that on my own. I actually aged out of the policy and new I had to purchase it regardless so I was prepared to buy my own plan.

Also my top surgeon didn't accept insurance so I worked my behind off to afford it.

Sent from my SD4930UR using Tapatalk

I'm on Medicare and Humana,I pay around 105 a month,i have a 1000 deductible,my co pay is 25 for Dr.visits and if I have to go to a specialist its 45,e.r. is 65. 

I think I will go to Women's center or Plans Parenthood for HRT related stuff.

Luanne

How much does Planned Parenthood normally charge for a visit and bloodwork??

Also I'm just gonna ask this here:  Is there anyone on here that lives in Nashville??