Yeah, I do have to pay out of pocket(cash or check only). And my sessions are an hour long at $110/hour. Thanks for the responses. Yeah, the owner of the business is the one doing the work. She is awesome and very nice, and as an added benefit, has worked with trans people and trans people of color, regarding the scarring from folliculitis on the neck area. Because laser will not work for my skin color/hair type & color, electro is the only option for me. Sux. But needs must, ya know??