It may not be related to T. I developed a big gray patch in the front in my mid 20s, and nobody else in my family remembers anyone else in the family having that. My dad started going gray in his 20s, but it was the normal areas. Sometimes you just wind up with characteristics that no one else in your family has.
My hair does seem to be a little bit of a different texture since starting T, but I haven't noticed it changing color.
If it really bothers you, you can color your hair. That's what I did for a while because of the big gray patch. Now I keep my hair so short that most of the time it's not that noticeable.