Anyone have any experience with this?  Would you need to get coverage under your insurance plan to use FSA funds to cover FFS procedures/hospitalization/anesthesia within the USA?  Thanks!

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Would never want to use government help, or authority or any help to help me during any surgery.
there is help here, where i live, for ppl here like going to doctor whatever i never use their services, i do not feel i want a form of statsi or socialist institutions to help me, i dont want to feel a burden or like some sort of refugee which iam not at all.
if iam not able to pay, i would never do any operation in the first place or i would save to pay it.
But iam grateful i can pay and this is my opinion, you are free to have yours.

http://www.newimage.com/resource-center/paying-for-plastic-surgery-related-costs-with-your-flexible-spending-account.html

Normally not, but if you can have it determined through your insurance as "medically necessary' them yes

Abbie, The FSA account allows an employee to set aside a portion of earnings to pay for qualified expenses as established in the employer's 'cafeteria' plan, most commonly for medical expenses but often for dependent care or other expenses.    FSA funds are from the employees paycheck, and are not government help.  Like other medical expenditures, the US tax code provides a mechanism to exclude them from taxation.  The employee has to guess accurately how much they will spend in a year, as anything over $500 left in the account at the end of the year reverts to the employer.

The only savings to the employee is that the FSA spending doesn't have to be reported on the US tax forms to be untaxed, that is, it saves hours of tax preparation time.

The IRS and an industry group determines what is eligible for HSA and FSA expenses.  Generally, medically necessary care, prescriptions, and devices are all eligible.



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Michelle_P,

i understand the us have another system than here.
lol.