Quote from: anjaq on May 28, 2017, 09:47:07 AM
Wow - I did not expect the US health insurance system to be that superior in this department, but there always has to be a first. Here, private "cosmetic" surgeries are all up to the patient - none of the general health insurance pay for complications. If I just get a breast enlargement here, if something goes wrong I probably have to pay for it myself or get an extra insurance. At least this I was told. But covering ons 3000 or less is really nothing, considering complications can be easily several thousands if they need to keep you for a couple of days in the hospital, maybe even intensive care...
My point exactly. Albeit I want to clarify something in your statement. The definition of a "covered complication" in terms of US health insurance would be more or less something affecting daily function of the body in everyday context that isn't debatably trans or cosmetic related...for example.
A: A fistula following vaginoplasty that forces someone to use a colostomy bag.
B: Major sinus issues following FFS affecting breathing and requiring major surgery (forehead contouring opens up the frontal sinus...I could see this happening).
C: An inability to speak following VFS or a Tracheal Shave
D: A clot causing circulatory problems requiring emergency surgery in the OR
E: A major bacterial or viral infection following surgery that requires intensive care.
...etc
You probably wouldn't have the following covered if the original surgery wasn't covered (if it was though these may be a different story).
A: Breast implant rupture
B: Revisions for a rhinoplasty
C: Vaginal Deepening for inadequate depth following SRS.
I'd be shocked if any first world country didn't cover the first group honestly. FYI: I had complications during my vaginoplasty (specifically a fistula scare due to an enterotomy in the OR), Mcginn took care of it very well and gave me extra care for free. I also have a friend who is currently dealing with a Clostridium difficile infection right now after going to Bowers fairly recently. Her hospital stay (separate from her treatment from Bowers as it occured after she got home) for that is covered here in the US. If I got C. Diff out in Spain though post FFS...who knows how damn expensive that would be :/. Heck, even my mom got C. Diff once after foot surgery just outside of NYC, which caused ischemic colitis and a 2 day hospital stay.
Complications, not just "botched results" happen, and I personally prefer to be in a position where they can be handled properly and I don't have to be concerned about money an ocean away from home, but that's just me. In the US, with US health insurance and Obamacare, I can be certain I have that blanket of extra security.