The hardest thing is to believe. To believe that despite all the evidence that the change will come and that you will become whole. At three months the change isn't much more than a promise. A bit softer skin? Maybe growth nodules under your nipples?
But it takes patience and courage. If you haven't begun Laser or electrolysis start now! I'm almost seven years on HRT and a year and a half post op. I still do a couple of hours of electrolysis every week. I kid you not, dispensing with a beard is the longest and most expensive part of the process for some of us. Get started sooner rather than later.
At one year you will begin to see her most of the time. But I still did not believe. At two years many of us (if we haven't already done so) cast off the old persona and begin to live authentically. I still didn't really believe.
As time goes by, he fades, she blossoms, and belief begins. There will come a point when he has dissipated into the ether. Not banished, not denied, simply faded like an old shirt that we no longer wear. As I began to know in my gut that I was simply who I am without fear and unafraid of consequence, then I began to grow spiritually into womanhood.
You are fortunate to have your own business. I hope for you that you're transition is not too hard. I lost a lot, but I would have done this for myself even if the cost had been all that I have. Polonius advises, "This above all: to thine ownself be true, And it must follow, as the night the day, Thou canst not then be false to anyone." Polonius was right.
Good luck and Peace,
Julie