@ Stevi
I am in a similar situation like you. I do, however, not to coordinate my surgery with a partner, I am a little more Independent in that area.
However, I am retired an live on a fixed income, and I can afford any surgery only, if Medicare and my supplement insurance will pay for it.
I cannot afford to travel to Thailand, or any other exotic place, and pay out of pocket for the surgery. If any surgery under is not possible under Medicare, I will live with my plumbing for the rest of my life.
It seems to me that my insurance would pay for surgery in Florida, but not out state. The only SRS done in Florida, however, is done in Miami, and they seem not to have a great outcome there.
I will meet with my insurance broker later this week and see if he can find a supplemental for a reasonable price that would pay for out of state elective surgeries.