Thank you for the answers. It´s just that the FFS will be a lot more expensive and I need to wait few years. Will I remain sane that long. Time will tell I guess

It´s just that everyone around me are telling, that you don´t need FFS. I just don´t know anymore what I´m looking from the mirror.
The stupidest thing is, and now you all are going to think, that I´m absolutely crazy

That the person who misgendered me, was a mentally retarded person. I really have been misgendered so so few times, that I question the sanity of FFS and the risks involved, because I don´t get often misgendered.
2 times a year ago I was asked, if I´m male or female.
In Bangkok called once a Khatoye and once in airport as transsexual behind my back and one lady coming to ask me if I´m ladyboy (And in Thailand I didn´t take those as offence, didn´t bother me a bit)
Last June litte girl, mentally retarded too, thinking I´m male (more below).
And now a mentally retarded person thinking I´m male.
That´s it. I just take it so heavily of getting misgendered even when it does happen to cis females too.
Then again, I have "proof" that some change has happened. In last June I was taking care of little girl, who is also mentally retarded and she kept on calling me as man, everytime she needed help. Now in October I was again there, and this time she called me girl, everytime she needed help. So, something has changed in her eyes.
I´m just not sure, if everyone else around me are very polite and keep on treating me as female, even when they see male. I don´t know and that creates a huge insecurity inside

Then again I have so many other occasions, where I definitely was thought as female. Like the little girl above, but in December I was doing job interview via Skype and the lady asked from me, if I´m thinking of still getting pregnant...