I stumbled across this when I was researching braces (I have 'way crooked teeth.)

http://www.carecredit.com/patients/whatis.htm

Basically, it's a company that loans the money for expensive medical care that's not covered by insurance -- such as hearing aids, orthodontia, cosmetic surgery...

Your service provider has to agree to CareCredit's terms (bet they try to negotiate some sort of discount  ), but they provide no-interest options up to 18 months, and with-interest out to 48 months.

I wonder if they cover GRS?  I couldn't find anything on their site exempting it, and they do mention plastic surgery.

Here's their contact information:
CareCredit, Inc. 
P.O. Box 1710,
Costa Mesa, CA 92628-1710
Phone 1-866-893-7864

Maybe if we bombard them with letters asking if they cover GRS, they'll get the hint 

Karen

P.S., Yes, I know it could backfire, too...

I wonder what borrowing for GRS would do to your credit report and credit score. 





beth

I don't know what their interest rates are but I'm sure if you're gonna BORROW money for SRS, there are other loan options as well, and probably less costly too . . .  No interest payments for 18 months is gonna penalize you big time over the last 36 months. Plus you won't be able to deduct it against your taxes.


Posted at: March 19, 2006, 08:27:56 PM

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Ok, I checked. The interest rate is 9.90 percent. Better than most credit cards but worse than a second on the mortage or revolving line of credit based on home equity. Since they don't appear to be non-profit or recieve outside funding to help people with medical needs, they're no different than your bank on the corner -- they're in it to make money.


Posted at: March 19, 2006, 08:33:36 PM

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Quote from: Hazumu on March 19, 2006, 10:09:51 AM
Your service provider has to agree to CareCredit's terms

Why? Are they gonna give your medical provider less money than you're gonna borrow?

Quote from: Alexandra on March 19, 2006, 08:37:25 PM

Posted at: March 19, 2006, 08:33:36 PM[/size]

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Why? Are they gonna give your medical provider less money than you're gonna borrow?

If I were to bet, that's where I'd lay my money...

Karen