OP. I'm new to the susans community. and I can tell you I went through something similar. and reading through the advice I think the advice is spot on.
To share my experience I started HRT, I choose online affirming care...did injections for 5 weeks and quit. no blockers, I wasn't feeling right, highs,lows, deep grief, anger and irritability swings mid week. And...to be real I probably wasn't in the right mental state to begin, having gone through a divorce, having a lot of loss in my life, deciding final to just do it and try it, after decades of not. I probably could have used a good coach/doctor/endo/therapist. I'm pretty sure its why I failed.
I think everyone's journey is diff and I do think one can NOT physically transition and still BE a trans woman. Everyone close to me, my kids, my ex, my siblings all know I See myself as a Trans woman, just not transitioning. and sexual orientation I am bi.
Yet to be real..my secret and deepest desire is to physically transition. I just have to find local help that will see and support me and get me the things I need to do it. Thats been really hard for me.