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insurance coverage

Started by Kara Lee, August 11, 2008, 11:21:16 PM

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Kara Lee

***
"Those who would give up Essential Liberty to purchase a little Temporary Safety, deserve neither Liberty nor Safety." -- Benjamin Franklin
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Janet_Girl

I have Kaiser Permanente thru my work and they have covered my HRT and my doctor who is monitoring my levels.  I am hoping that they will cover my Orchi.  I should find out on the 19 th,  when I see my primary care for other issues.

Your best method is to talk to your primary care doctor, they should know.  At least mine did.

Mistress Janet
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ANewMe

I've recently tried to get the insurance changed at work. It didn't really work the HR manager's response was that asking for the change was inappropriat. FWIW I posted my letter to the HR Manager on another thread. https://www.susans.org/forums/index.php/topic,38342.0.html


I'm still in shock over her answer. I've always believed that I worked for an institution that was altruistic in nature being a public employee the college is a not for profit type of business. Our fundamental principal states that we support diversity and try to help the less fortunate. Her response was that she wouldn't even bring it up with the insurance provider and I have two options. 1. Convince the union to negotiate for it (which means the union as a whole would probably lose something). Or 2. File a petition with my pcp's signature stating that in my case it was required. The whole ordeal has me questioning why I've wasted 13 years working for less money than I deserve for a company with such low moral integrity.

Fyi: I've been working on my resume for the last week or so.



Edit: ps: we have blue cross, and our plan has specific exclusions for anything remotely related to transition costs.
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tekla

Yeah, its not as much who the coverage is with, but how the coverage is written.  Anymore, almost every policy is unique.
FIGHT APATHY!, or don't...
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Hypatia

My employer was supportive of my transition last year. I asked for my policy to be changed to allow SRS. The nice HR lady contacted the insurance company and was told that in Virginia that is not done and they wouldn't do it. Anyway, I lost my clearance a few weeks later and even though they wanted to keep me on they were not allowed to. Now I have insurance on my own, as a female. I haven't asked about SRS. I get my hormones from the Whitman-Walker Clinic pharmacy at a steep discount so I haven't asked about those either.
Here's what I find about compromise--
don't do it if it hurts inside,
'cause either way you're screwed,
eventually you'll find
you may as well feel good;
you may as well have some pride

--Indigo Girls
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Aiden

Not sure what I'm going to do.  I pretty much live off of SSI and a small part time job, which SSI keeps changing my amount from them 2 months after each month my work income is different, which means for example, May I had an extra payday in the month so got 97 dollars more than usual, so July they cut me short but of course my work income was back to normal then so ended up short lol.   Getting annoyed.

But anyways, thing is not sure if be able to afford T when am cleared for it.  Will see, plan to get another job after graduation, or least work more on this one.
Every day we pass people, do we see them or the mask they wear?
If you live under a mask long enough, does it eventually break or wear down?  Does it become part you?  Maybe alone, they are truly themselves?  Or maybe they have forgotten or buried themselves so long, they forget they are not a mask?
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jonnismith

Mine is covered because it is medically necessary. Because I have primary hypogonadism and can't and won't take T so it is coded as a hormonal imbalance. I have mild HPB so the spiro get covered for that. Otherwise I would be SOL because of the Trans exclusion. Surgery is probably never going to be covered for me. I wish the insurance companies would actually follow the recent AMA conclusions that they are medically necessary.
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