I read on some ftm site that it takes roughly 5 hours for T to reach its peak potential in your system, after injection, and I know from my dr. that T (at least what I use, testosterone cypionate) has a half-life of 7 days. Assumedly, however, it builds up in your system, because even after going off T, it stays in your system for a month or two before all the artificial T is depleted.
That guy in your area... he probably just has weird genetics. I've seen youtube vids of guys who have been on T for years, and there's hardly a voice change or facial hair or anything. Some of us become deep-voiced, hairy monsters, like myself, in no time flat... some guys stay fairly effeminate. Best I can tell you, though, is that if you do end up being the type of the latter, it's highly likely that's because that's how you would have been had you been born into the right body.
It's pretty easy to gauge by looking at your family members, too; if I had taken after my dad, I'd have virtually no body hair, little facial hair, and a tenor voice. However, I was lucky enough to be just like my little brother... he's got tons of body hair, tons of facial hair (that started growing in thick when he was only 12), and a voice that's likely bass... mine has yet to reach that, but I assume when I get back on T, it'll keep dropping. Don't worry, though, that you're not going to masculinize. T is pretty damn powerful.
SD