I, also, am terrified of going bald. Prior to starting T, I had the traditional female hairline, and my hair was mad thick. Over the past year on T, it's thinned considerably, and my hairline has receded... which made me think I was balding. Instead, however, once I got over the initial panic, I realized it was just reshaping itself. My hairline actually advanced down my forehead in the middle, while it receded on the sides, toward the temples... kind of hard to explain without a picture. It advanced ON my temples, above my sideburns. And the thinning, which I thought was a signal I was balding, is the exact same thinning I can see on my little brother, who's 19. I think it's just a difference between hair thickness in males and females in my family, and while it may signal that baldness is a possibility down the line, it's not here yet... and in that case, I agree with Kyle: thank god the hair restoration techniques are improving by the year.
SD