Always good to spread one's "good ideas",... even if you didn't actually come up with it.
Hope it works for/helps you guys.

Quote from: Arch on January 05, 2010, 11:08:34 PM
This works great for a lot of thinner guys. I had a spare tire, so folding made me bulge in unattractive ways. And it cut me across the midriff--very uncomfortable. But it's good for warmer weather.

I'm lugging 'round a couple (30 ish) pounds of extra weight that I should probably drop, and so I have a bit of a spare tire, and yet I haven't had that problem.
Also, I like it for the cold as well, as it's my chest that usually gets the coldest.
Chest, arms, and thighs.
Abdomen area is always warm as it's covered by the most layers, and most fat for that matter.